Compare Ski Insurance Providers
Side-by-side comparison of 8 NZ winter sports insurance providers. Compare medical cover, equipment limits, off-piste coverage, and more.
Full Provider Comparison
| Provider | Medical Cover | Equipment | Piste Closure | Off-Piste | Heli-Ski | Rating | |
|---|---|---|---|---|---|---|---|
Cover-More NZ Most Popular | Unlimited | $3,000 ski equipment | $1,500 piste closure | 4.7 ★ | Get a Quote | ||
World Nomads Best for Adventure | Unlimited | $3,000 sports equipment | Included in Explorer plan | 4.6 ★ | Get a Quote | ||
1Cover NZ Best Value | Unlimited | $4,000 ski equipment | $1,000 piste closure | 4.5 ★ | Get a Quote | ||
SCTI | Unlimited | $2,500 sports equipment | $1,000 piste closure | 4.4 ★ | Get a Quote | ||
Zoom Travel Insurance | Unlimited | $1,500 snow sport equipment | $1,000 piste closure/bad weather | 4.2 ★ | Get a Quote | ||
Allianz Travel NZ | Unlimited | $2,000 ski equipment | $1,200 piste closure | 4.3 ★ | Get a Quote | ||
Travelinsurance.co.nz Compare Multiple Providers | Unlimited | Varies by provider — up to $3,000+ | Varies by provider | 4.4 ★ | Get a Quote | ||
AIG Travel Activate | Up to | $2,000 sports equipment | $800 piste closure | 4.1 ★ | Get a Quote |
* Coverage details are subject to policy terms and conditions. Always read the full policy wording before purchasing. Prices vary based on destination, duration, and age.
Provider Profiles
Cover-More NZ
Award-winning snow sports cover for every level of skier
- Snow Sports & Snow Sports+ options
- On-piste and off-piste cover available
- Guided heli-skiing/boarding covered
- Piste closure compensation
Medical
Unlimited overseas medical & hospital
Equipment
Up to $3,000 ski equipment
Off-Piste
✓ Included
Heli-Ski
✓ Included
World Nomads
Flexible adventure travel insurance — buy anywhere, claim anywhere
- 200+ adventure activities covered
- Buy or extend while travelling
- Hiking cover up to 6,000m elevation
- Flexible Explorer & Standard plans
Medical
Unlimited medical & evacuation (Explorer)
Equipment
Up to $3,000 sports equipment
Off-Piste
✓ Included
Heli-Ski
✓ Included
1Cover NZ
Comprehensive winter sports cover with unlimited medical overseas
- Winter Sports Pack add-on to Comprehensive policy
- Unlimited overseas medical & evacuation
- Covers heli-skiing and off-piste
- On and off-piste within resort boundaries
Medical
Unlimited overseas medical
Equipment
Up to $4,000 ski equipment
Off-Piste
✓ Included
Heli-Ski
✓ Included
SCTI
Specialist travel insurance with unlimited medical and 24/7 assistance
- Unlimited medical and evacuation
- Ski & snowboard cover add-on
- 24/7 emergency assistance team
- International and domestic cover
Medical
Unlimited medical & evacuation
Equipment
Up to $2,500 sports equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded
Zoom Travel Insurance
Affordable ski and snow sports cover for budget-conscious travellers
- Competitive ski and snow sports pricing
- Unlimited emergency medical expenses
- $1,000 piste closure cover
- $1,500 equipment cover
Medical
Unlimited overseas emergency medical
Equipment
Up to $1,500 snow sport equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded
Allianz Travel NZ
Global insurance giant with reliable snow pack add-on
- Snow Pack add-on available
- Backed by global Allianz group
- Equipment loss and piste closure
- Emergency rescue cover
Medical
Unlimited emergency medical
Equipment
Up to $2,000 ski equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded
Travelinsurance.co.nz
Compare and buy ski cover from multiple NZ insurers in one place
- Compare ski insurance from multiple providers
- Snow Ski Cover add-on available
- Purchase up to 24 hours before activity
- Adventure sports included
Medical
Varies by provider — unlimited options available
Equipment
Varies by provider — up to $3,000+
Off-Piste
✓ Included
Heli-Ski
✓ Included
AIG Travel Activate
Flexible travel insurance with snow sports coverage for Kiwi adventurers
- Snow Sports specific coverage
- Backed by global AIG group
- Medical and evacuation included
- Equipment and gear cover
Medical
Up to $5,000,000 medical
Equipment
Up to $2,000 sports equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded