Compare Ski Insurance Providers
Side-by-side comparison of 7 NZ winter sports insurance providers. Compare medical cover, equipment limits, off-piste coverage, and more.
Full Provider Comparison
Most Popular Cover-More NZ $39/ person | Best for Adventure World Nomads $52/ person | Best Value 1Cover NZ $44/ person | SCTI $36/ person | Zoom Travel Insurance $29/ person | Allianz Travel NZ $42/ person | AIG Travel Activate $38/ person | |
|---|---|---|---|---|---|---|---|
| Medical cover | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Up to |
| Equipment | $3,000 ski equipment | $3,000 sports equipment | $4,000 ski equipment | $2,500 sports equipment | $1,500 snow sport equipment | $2,000 ski equipment | $2,000 sports equipment |
| Piste closure | $1,500 piste closure | Included | $1,000 piste closure | $1,000 piste closure | $1,000 piste closure/bad weather | $1,200 piste closure | $800 piste closure |
| Off-piste | |||||||
| Heli-ski | |||||||
| Rating | 4.7 ★ | 4.6 ★ | 4.5 ★ | 4.4 ★ | 4.2 ★ | 4.3 ★ | 4.1 ★ |
| Full details → | Get Online Quote | Get Online Quote | Get Online Quote | Get Online Quote | Get Online Quote | Get Online Quote | Get Online Quote |
* Prices are indicative — 1 adult, 7-day NZ domestic ski trip, basic ski add-on, age 35, no pre-existing conditions. Actual prices vary by age, destination, duration and cover level. Always get a quote for your exact price.
* Coverage details are subject to policy terms and conditions. Always read the full policy wording before purchasing. Prices vary based on destination, duration, and age.
Detailed Breakdown
Provider Profiles
Full details on each provider — what's covered, what's not, and who each policy suits best.
Cover-More NZ
Award-winning snow sports cover for every level of skier
- Snow Sports & Snow Sports+ options
- On-piste and off-piste cover available
- Guided heli-skiing/boarding covered
- Piste closure compensation
Medical
Unlimited overseas medical & hospital
Equipment
Up to $3,000 ski equipment
Off-Piste
✓ Included
Heli-Ski
✓ Included
World Nomads
Flexible adventure travel insurance — buy anywhere, claim anywhere
- 200+ adventure activities covered
- Buy or extend while travelling
- Hiking cover up to 6,000m elevation
- Flexible Explorer & Standard plans
Medical
Unlimited medical & evacuation (Explorer)
Equipment
Up to $3,000 sports equipment
Off-Piste
✓ Included
Heli-Ski
✓ Included
1Cover NZ
Comprehensive winter sports cover with unlimited medical overseas
- Winter Sports Pack add-on to Comprehensive policy
- Unlimited overseas medical & evacuation
- Covers heli-skiing and off-piste
- On and off-piste within resort boundaries
Medical
Unlimited overseas medical
Equipment
Up to $4,000 ski equipment
Off-Piste
✓ Included
Heli-Ski
✓ Included
SCTI
Specialist travel insurance with unlimited medical and 24/7 assistance
- Unlimited medical and evacuation
- Ski & snowboard cover add-on
- 24/7 emergency assistance team
- International and domestic cover
Medical
Unlimited medical & evacuation
Equipment
Up to $2,500 sports equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded
Zoom Travel Insurance
Affordable ski and snow sports cover for budget-conscious travellers
- Competitive ski and snow sports pricing
- Unlimited emergency medical expenses
- $1,000 piste closure cover
- $1,500 equipment cover
Medical
Unlimited overseas emergency medical
Equipment
Up to $1,500 snow sport equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded
Allianz Travel NZ
Global insurance giant with reliable snow pack add-on
- Snow Pack add-on available
- Backed by global Allianz group
- Equipment loss and piste closure
- Emergency rescue cover
Medical
Unlimited emergency medical
Equipment
Up to $2,000 ski equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded
AIG Travel Activate
Flexible travel insurance with snow sports coverage for Kiwi adventurers
- Snow Sports specific coverage
- Backed by global AIG group
- Medical and evacuation included
- Equipment and gear cover
Medical
Up to $5,000,000 medical
Equipment
Up to $2,000 sports equipment
Off-Piste
✗ Add-on
Heli-Ski
✗ Excluded