Cover-More NZ

Cover-More NZ Review

Cover-More is one of New Zealand's most established travel insurance providers, with a dedicated Snow Sports product range that has been refined over decades of covering Kiwis on the slopes. Their tiered approach to winter sports cover — Snow Sports for the everyday resort skier and Snow Sports+ for more adventurous pursuits — means you pay for exactly the level of cover you need.

Snow Sports Cover The standard Snow Sports add-on covers on-piste skiing, snowboarding, snowmobiling, and cross-country skiing. This is the right choice for the vast majority of holidaymakers heading to Queenstown, Wanaka, Japan, or Europe who plan to stick to groomed runs and ski resort facilities.

Snow Sports+ Cover For those heading off the beaten track — or off the marked piste — Cover-More's Snow Sports+ upgrade extends your protection to off-piste skiing and snowboarding, as well as guided heli-skiing and heli-boarding tours. Given the remote terrain and high rescue costs associated with off-piste and heli-ski activities, this upgrade is strongly recommended for intermediate to advanced skiers.

Medical and Evacuation Cover-More provides unlimited overseas emergency medical and hospital cover, which is critical when you consider that a helicopter evacuation from a ski field can cost $10,000–$50,000 in countries like Japan, Switzerland, or Canada. They also provide 24/7 emergency assistance through their global network.

Equipment and Gear Lost, stolen, or damaged ski equipment is covered up to $3,000. If your equipment is damaged or delayed, Cover-More will also contribute towards the cost of hiring replacement gear so your day on the mountain isn't lost.

Piste Closure One of the most frustrating experiences a ski holidaymaker can have is arriving at a resort only to find the lifts are closed due to insufficient snow or extreme weather. Cover-More's piste closure benefit provides compensation of up to $1,500 if lifts are closed for more than 12 consecutive hours due to bad weather or lack of snow.

Is Cover-More right for you? Cover-More suits most New Zealanders planning a ski holiday — from families heading to Coronet Peak for the first time to experienced snowboarders visiting the Japanese alps. Their wide distribution network means you can purchase cover easily, and their claims process is well-reviewed by NZ consumers.