AIG Travel Activate

AIG Travel Activate Review

AIG Travel Activate brings the resources of one of the world's largest insurance companies to the New Zealand travel insurance market. Their snow sports coverage is backed by AIG's global network and high financial strength ratings, providing robust protection for Kiwi skiers.

Snow Sports Coverage AIG Travel Activate's snow sports coverage addresses the key risks faced by skiers and snowboarders: medical emergencies, equipment loss or damage, and piste closure. Their policy is straightforward and backed by clear documentation that spells out exactly what is and isn't covered.

Medical Coverage One of AIG's standout features is their very high medical cover limit — up to $5,000,000 for emergency medical and hospital expenses. While unlimited cover is available from some providers, AIG's $5 million limit is more than sufficient for any foreseeable ski injury scenario and is particularly reassuring for travellers heading to premium ski destinations in the US or Western Europe where medical costs are highest.

Global Network As part of the AIG global group, policyholders benefit from AIG's established relationships with medical providers and emergency services in ski destinations worldwide. From Niseko to Whistler, AIG's network provides practical support when things go wrong.

Equipment Cover AIG provides up to $2,000 for lost, stolen, or damaged ski and snow sports equipment. This covers the value of most hire packages and moderate personal equipment setups.

Policy Documentation AIG is known for clear, comprehensive policy documentation. Their snow sports policy wording is well-structured and easy to understand, reducing the risk of claim disputes arising from misunderstood exclusions.

Is AIG right for you? AIG Travel Activate suits travellers who prioritise very high medical limits and the financial backing of a global insurance group. If maximum medical coverage is your primary concern, AIG's $5 million limit provides exceptional security on the slopes.