Annual Ski Insurance — One Policy for Every Trip This Season
Ski more than once a year? An annual multi-trip ski insurance policy covers every trip — domestic NZ and international — under one premium. Compare annual ski insurance policies from NZ providers.
Compare Providers →When Annual Ski Insurance Makes Sense
Annual ski insurance is cost-effective for NZ skiers who: ski both domestically (South Island) and internationally (Japan, Canada, or Europe) in the same year; travel for non-ski purposes as well as skiing (reducing the number of individual policies needed); want the convenience of continuous cover without re-purchasing for each trip. The break-even point is typically 2–3 ski trips per year — at that frequency, an annual policy is usually equal or cheaper than individual trip policies.
Checking Annual Policy Terms for Skiing
Not all annual travel insurance policies include snow sports cover. Before purchasing, confirm: whether a snow sports add-on is available for the annual policy and applies to all trips; the maximum single trip duration (must be longer than your longest planned ski trip); that the policy covers all destinations you plan to ski; and that the policy's snow sports cover level matches your skiing style (on-piste only vs off-piste vs heli-ski).
Compare Providers
| Provider | Medical Cover | Equipment | Piste Closure | Off-Piste | Heli-Ski | Rating | |
|---|---|---|---|---|---|---|---|
Cover-More NZ Most Popular | Unlimited | $3,000 ski equipment | $1,500 piste closure | 4.7 ★ | Get a Quote | ||
World Nomads Best for Adventure | Unlimited | $3,000 sports equipment | Included in Explorer plan | 4.6 ★ | Get a Quote | ||
1Cover NZ Best Value | Unlimited | $4,000 ski equipment | $1,000 piste closure | 4.5 ★ | Get a Quote | ||
SCTI | Unlimited | $2,500 sports equipment | $1,000 piste closure | 4.4 ★ | Get a Quote | ||
Zoom Travel Insurance | Unlimited | $1,500 snow sport equipment | $1,000 piste closure/bad weather | 4.2 ★ | Get a Quote | ||
Allianz Travel NZ | Unlimited | $2,000 ski equipment | $1,200 piste closure | 4.3 ★ | Get a Quote | ||
Travelinsurance.co.nz Compare Multiple Providers | Unlimited | Varies by provider — up to $3,000+ | Varies by provider | 4.4 ★ | Get a Quote | ||
AIG Travel Activate | Up to | $2,000 sports equipment | $800 piste closure | 4.1 ★ | Get a Quote |